Bet you're sorry you went to Cuba so early in the winter. I can't imagine living in that cold weather.
It's actually not that bad Marilynne. You know there's worst in life than having to dress warm. One can always put more coats on but when extremely hot, one can only remove so much.
So we have the proper clothing and use it. Changing lenses though I have to remove the gloves and then it gets really cold for the fingers. Yesterday was a bit special as I hadn't plan to shoot outside. I was just driving back home in the morning and saw the light and snow making clouds and I turned around and went back to the outdoors and had to change lens while freezing my fingers.
Hope it never gets that cold down there in FL for you.
Have a great cycling day.