I shoot the D5100 but I bought my wife a CoolPix L120. She loves it. I like to change lenses, fiddle with button and knobs and do lots of post processing. She likes to take pictures. WE both get good pictures.
As others have said, use the right tool for the job. If you need the capabilities of a SLR, then wait until you can afford one (be it new or used). I can't bring my SLR with me all the time for work but I can usually find room for a mirrorless. But when I can't even bring that, I'll usually have a small Canon P&S that can shoot RAW.
I think I would go with the Nikon 1 V2 because of being able to change lenses but I still do not like the sensor size of the Nikon 1. Although I like the idea of putting the new 800mm on the V2 with its crop factor of 2.7.