Wow, thanks! That is some great info, gives me a lot to digest. I want to protect my lenses but I am also just a beginner and definitely not doing this for anything more than a hobby. My income is not unlimited, hence my purchase of the D3100 instead of a more feature-laden body. At this point, I'm in heaven. I haven't even had a point and shoot for years because since getting my first iPhone, it took better snapshots than any point and shoot I had ever used. I went to Hawaii in January, though, and was really wishing that I had something better. I got some great pics, but if I would have had this camera then they would have been better than great! I took about 500 pics last weekend at three baseball games and a lot of them came out pretty decent. I used the 55-200mm zoomed in to the max so that I could see individual players and whatnot. But I digress. I don't have massive amounts of disposable income, buying this camera was probably one of my largest expenses of the year (we actually won the trip to Hawaii so that didn't cost us a penny!) and I don't have the money to sink in to a bunch of lenses and filters. I want to have a good set of basic equipment that will do the job for me. Primarily, what I will be shooting are probably events at church (weddings, baptisms, etc.), family photos, snapshots, and ballgames that I go to. I also love taking pictures of cloud formations and sunsets. I think the two lenses I have will work for me for now, I just want them to be protected for as long as possible, hence my questions about filters once my friend made the suggestion. I think I'll head down to Best Buy and take a look at what they have. Since they aren't going to be something that is interchangeable, I need to keep it simple. Anyway, thanks for all of the advice, I really appreciate all the input!