Well, that B/W thing bothered me. I took some test shots and they were B/W also. Checked shooting menu and WB was not active. Picture Control was set to monochrome and wouldn't let me change it. I was getting settings I don't ever recall seeing and I was able to get color when I switched to HI from LO. Something was still not right. Anyway, it turned out that somehow my release mode dial got switched to EFFECTS. I never move that off A and the lock release button needs to be pressed so I don't know how that happened. All is right in my world now.