The way I see it... I bought this camera to enable myself to fully capture the beauty of the world around me, save memories of some of my favorite moments, and all around have fun. If I'm so worried about where I can and can't shoot, or am so fearful that I can't shoot one of the habitats (beach) that I love more than anything, well... that's just crazy talk. I didn't get into this art for the "Olan Mills" side of things. To me, that's kind of like saying "Those motorcycles are cool, just don't get 'em on the highway because it's dangerous!" POPPYCOCK! CLAPTRAP! BALDERDASH! HOGWASH! BUSHWA! TOMMYROT! (and other applicable synonyms!)
I'm going back down to Florida this year, and ND filters are definitely on my list as well!
Kind of like high end bicycles. Some people treat them like museum pieces. Ride it like you stole it!