Today PPA (Professional Photographers of America, a company that offers photography insurance) announced a change in their insurance policy which will be included at no extra charge. The first change is instead of offering depreciated value in the event gear gets damaged, they are offering full replacement value for a $350 deductible. The second change is slashing the deductible to repair damaged gear is now $50. This was via a Facebook video this afternoon. Hopefully the updated info will be posted on their website soon.

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