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Message: <blockquote data-quote="stmv" data-source="post: 796352" data-attributes="member: 10038">I think I will need to start a new fund for lens buying. I am to the point that the lens I want are actually quite expensive, so,,  the slow and steady approach is needed. The alternative is one of those zero interest,, pay in 12 month plans, which is not bad, but,, seems like a better idea to get ahead of the curve, and save the money.. A compromise is perhaps the half ratio. So,, say 600 dollars,, for a 1200 dollar lens, and then pay it off in say payments of 75 dollars. However, you slice it, lens are in investment, and something you build up over a long period of time.</blockquote>