Nikon has some pretty good prices on both. I know they only give a 90 warranty on there refurb products. New its a 1 year unless you buy an extended warranty depending on where you buy. Interesting to hear from anyone who has bought a refurb lens or camera from Nikon and how it performed and any troubles with the purchase after the sale? Be nice to know why it was returned but I do not think they will give out that info to the buyer. Feedback appreciated Thank you Bill