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Photography Q&A
please teach me about insurance needs we all should get covered!
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<blockquote data-quote="Deleted" data-source="post: 360605" data-attributes="member: 29753"><p>Bill</p><p></p><p>I took out insurance with a specialist camera company. It was slightly more expensive than on the home insurance, but the cover is separated. Meaning that if I made a claim, it wouldn't affect my regular insurance. Also my house insurance had a clause that if I ever got paid anything for a shot, my photo insurance would be void.</p><p></p><p>You should speak to your home insurance people & also look around for specialist insurers. Every company will have particular exclusions & you need to find one to suit you. In particular you need to look at what each company offers for products that are no longer available. My policy covers me for an equivalent specification, but you would need to check what each company offers. If you bought yours second hand, then they may cover you for a second hand value.</p></blockquote><p></p>
[QUOTE="Deleted, post: 360605, member: 29753"] Bill I took out insurance with a specialist camera company. It was slightly more expensive than on the home insurance, but the cover is separated. Meaning that if I made a claim, it wouldn't affect my regular insurance. Also my house insurance had a clause that if I ever got paid anything for a shot, my photo insurance would be void. You should speak to your home insurance people & also look around for specialist insurers. Every company will have particular exclusions & you need to find one to suit you. In particular you need to look at what each company offers for products that are no longer available. My policy covers me for an equivalent specification, but you would need to check what each company offers. If you bought yours second hand, then they may cover you for a second hand value. [/QUOTE]
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Photography Q&A
please teach me about insurance needs we all should get covered!
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