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Message: <blockquote data-quote="SamSpade1941" data-source="post: 73805" data-attributes="member: 10336">Insurance is awesome but that does not keep you shooting after the impact. I watched someone drop a D2x at the Wichita Wildlife Refuge it bounced down the side of a steep slope impacting some rocks on the way down. The 35mm f1.8 lens he was using was toast. He put another lens on it and kept shooting. Judging from his kit, I am betting he probably had a spare body but he did not need it.   In my case I need it and don't have it cause if something happens to my camera I am done till the insurance can replace / repair my camera. Having the magnesium frame is cool and in a pinch could allow you to finish shooting photos that day or send you home early.  I think it is a good move on Nikon's part.</blockquote>