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Message: <blockquote data-quote="Browncoat" data-source="post: 204307" data-attributes="member: 1061">No.It's going to vary depending on the total amount of equipment you want to insure, and what deductible you go with ($500 vs $1000 for example). But generally speaking, you should be able to insure $10,000 worth of camera gear for about $200/yr or less.[EDIT]Also, to add a rider onto your homeowner's or renter's insurance to increase the coverage limits on camera gear will cost about the same. The advantages of an Inland Marine policy are:1) They provide more coverage for use away from home and during travel. This policy is specifically designed for this purpose.2) If you do file a claim, it doesn't count against your homeowner's or renter's policy.</blockquote>