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Insurance - Separate policy or house contents?
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<blockquote data-quote="SteveH" data-source="post: 438807" data-attributes="member: 9252"><p>Hi All,</p><p>Since buying my 70-200 f2.8, I have become more aware of the value of my kit, and I wonder if I should look at separate insurance, or just stick to including it under the house insurance - I'd really like theft & accidental damage cover both home and abroad - The house insurance covers the items to a basic level, but I do wonder what they would say if for example my bag was stolen abroad - They cover individual items up to a certain value, but if the whole bag is nicked, is that one item totalling the value of the contents and therefore not covered?</p><p></p><p>I will call my home insurance provider and get a quote etc, but I wondered what other people do, and if anyone in the UK can recommend a good 3rd party company?</p><p></p><p>Ta!</p></blockquote><p></p>
[QUOTE="SteveH, post: 438807, member: 9252"] Hi All, Since buying my 70-200 f2.8, I have become more aware of the value of my kit, and I wonder if I should look at separate insurance, or just stick to including it under the house insurance - I'd really like theft & accidental damage cover both home and abroad - The house insurance covers the items to a basic level, but I do wonder what they would say if for example my bag was stolen abroad - They cover individual items up to a certain value, but if the whole bag is nicked, is that one item totalling the value of the contents and therefore not covered? I will call my home insurance provider and get a quote etc, but I wondered what other people do, and if anyone in the UK can recommend a good 3rd party company? Ta! [/QUOTE]
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