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Insurance Question
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<blockquote data-quote="Rick M" data-source="post: 722168" data-attributes="member: 4399"><p>In NY there is a $500 minimum for small business insurance. Mine is through CNA, because it didn't cost $500 a year they added on an adjustment to make it $500 for NY. After speaking with them they added additional gear coverage instead to hit the $500. Check your state laws. I may look into PPA if it's valid in NY.</p><p></p><p>Since I have the Insurance, I'm a sole proprietor so my business income (loss <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite1" alt=":)" title="Smile :)" loading="lazy" data-shortname=":)" />) is rolled into my personal taxes, along with the write offs. In NY you simply go to the county you live in and get a DBA (doing business as) license for like $10 and apply to the state for a tax collection ID/certificate (free) and you are in business.</p></blockquote><p></p>
[QUOTE="Rick M, post: 722168, member: 4399"] In NY there is a $500 minimum for small business insurance. Mine is through CNA, because it didn't cost $500 a year they added on an adjustment to make it $500 for NY. After speaking with them they added additional gear coverage instead to hit the $500. Check your state laws. I may look into PPA if it's valid in NY. Since I have the Insurance, I'm a sole proprietor so my business income (loss :)) is rolled into my personal taxes, along with the write offs. In NY you simply go to the county you live in and get a DBA (doing business as) license for like $10 and apply to the state for a tax collection ID/certificate (free) and you are in business. [/QUOTE]
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