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Message: <blockquote data-quote="southwestsam" data-source="post: 259736" data-attributes="member: 15810">In the UK travel insurance usually covers luggage (clothes etc.), cash (£250 ish depending on your policy), delayed flights & out of pocket expenses etc. etc. - it's not so limited as just medical insurance. We actually get completely free medical insurance across the EU!If the cover I'm looking for doesn't exist, then that's fine. But seeing as you can get short term insurance for virtually everything else I'm sure it's out there somewhere! Even if I have to pay 1/4 of the price for 1/12 of the cover, it still means I'm not shelling out quite so much for such a short period of time.</blockquote>