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Message: <blockquote data-quote="filterxg" data-source="post: 197873" data-attributes="member: 15633">I guess from my point of view there are two ways I can look at it.The first is if an average out of warranty repair costs $200 (I've got no clue if that's right), then it should be $200 * likelyhood of needing repair during the warranty period.  I'd imagine this would mean that anything more than $20 or so would means I'd come out ahead.  It's a gamble for sure, but a relatively safe one for somebody who doesn't make money off photography.The second is more the gut reaction where I'd say the "peace of mind" is worth another say another 15% (again no clue, but seems about right).  So for a $700 camera that's $105.  That's seems about right, but again I'm not sure if I have enough information to judge.</blockquote>