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<blockquote data-quote="Deleted" data-source="post: 344588" data-attributes="member: 29753"><p>Thank you both for your advice.</p><p></p><p>The computer equipment that I would be buying is about £4000. Much like Jake, I will always avoid extended warranties as they are generally just an "upsell" for the salesman giving them 100% profit. Although the amount I am spending is high, I'm not sure what manufacturing defect could occur that doesn't show itself within the 2 year Nikon warranty period. I'd basically be paying £207.00 for 1 year of warranty to cover something that hasn't shown itself in the previous 2 years. In my experience, 3rd party warranty will always try to find an excuse not to cover a problem. I was mainly concerned about what could go wrong.</p><p></p><p>Unfortunately my credit card does not give me any extra insurance, apart from a slight improvement on the Consumer Credit Act & Distance selling laws. I would add the equipment to my all risks home insurance policy. I suspect that it would be more useful for me to put the money towards all risks insurance, rather than extended warranty.</p><p></p><p>Thank you for you help in making me think more clearly. I'm hoping my new clear thinking mode lasts at least another 10 minutes! <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite1" alt=":)" title="Smile :)" loading="lazy" data-shortname=":)" /></p></blockquote><p></p>
[QUOTE="Deleted, post: 344588, member: 29753"] Thank you both for your advice. The computer equipment that I would be buying is about £4000. Much like Jake, I will always avoid extended warranties as they are generally just an "upsell" for the salesman giving them 100% profit. Although the amount I am spending is high, I'm not sure what manufacturing defect could occur that doesn't show itself within the 2 year Nikon warranty period. I'd basically be paying £207.00 for 1 year of warranty to cover something that hasn't shown itself in the previous 2 years. In my experience, 3rd party warranty will always try to find an excuse not to cover a problem. I was mainly concerned about what could go wrong. Unfortunately my credit card does not give me any extra insurance, apart from a slight improvement on the Consumer Credit Act & Distance selling laws. I would add the equipment to my all risks home insurance policy. I suspect that it would be more useful for me to put the money towards all risks insurance, rather than extended warranty. Thank you for you help in making me think more clearly. I'm hoping my new clear thinking mode lasts at least another 10 minutes! :) [/QUOTE]
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