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Message: <blockquote data-quote="aroy" data-source="post: 399525" data-attributes="member: 16090">There was a time when card cloning was a big scam in Thailand. Those who came back from a short trip to Thailand, were asked to cancel their Visa cards and get new one. Luckily AMEX never had these problems.Because of credit/debit card frauds, the Government of India has introduced a few steps to reduce fraud :. All cards must be chipped.. You have to provide cell phone number, so that a transaction ID is sent to it, when ever the card is used over the net for payments. This is both for the cards and bank accounts.. For cards you can register your cell phone, so that every transaction is reported. You can dispute the charges immediately.. Restaurants that accept cards must have mobile card readers so that the machine is brought to the table to enter the PIN.So now it is safer, but thieves get ahead even then. Here are a few examples that have been highlighted in press.. The thieves got the cell number changed, then after a few days changed the address. After that they got the card cancelled and a new one delivered to the new address.. Same method used to clean up bank accounts. Here they changed the user ID and password.. Some one rings up your phone and manages to frighten you into revealing your bank/card accounts. This rarely works, but one hit in a thousand is good enough.. Phishing mail that redirect you to a clone bank site to get your ID and password.</blockquote>