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<blockquote data-quote="BackdoorArts" data-source="post: 399515" data-attributes="member: 9240">In each case I was required to go through a list of charges made in the days leading up to the identified fraud and identify which were fraudulent.&nbsp; We were not responsible for paying out on any of these, ever - no further questions asked (this is with a CitiBank Mastercard).&nbsp; Biggest pain was having to update all the automatic payments we had going to it (cell phones, Netflix, web hosting, etc.) to prevent payments from rejecting.The oddest thing about the fraud was two out of the 3 times we experienced it we used the card at the exact same restaurant, and both times during an outdoor festival where they extended seating outdoors and did about 3-5X the business they normally do.&nbsp; We could never be sure if this was purely coincidence or if there was some connection, but we stopped using credit cards there (it was the only time we ever really visited).&nbsp; I suspect coincidence in at least one case because the first incident of fraud involved a swiped copy of the card 1000 miles away and producing a fake card with magnetic strip remotely, while possible, is a little too high tech for a $55 grocery grab.&nbsp; We suspect a kid at a local gas station was swiping cards - one more reason I hate NJ's law prohibiting pumping your own gas.&nbsp; With all we do to protect our identities and credit card accounts online, we are still required to hand the card over to gas station attendants and waitresses, who then disappear with it (either behind a wall or in a car's blind spot).</blockquote>

[QUOTE="BackdoorArts, post: 399515, member: 9240"] In each case I was required to go through a list of charges made in the days leading up to the identified fraud and identify which were fraudulent. We were not responsible for paying out on any of these, ever - no further questions asked (this is with a CitiBank Mastercard). Biggest pain was having to update all the automatic payments we had going to it (cell phones, Netflix, web hosting, etc.) to prevent payments from rejecting. The oddest thing about the fraud was two out of the 3 times we experienced it we used the card at the exact same restaurant, and both times during an outdoor festival where they extended seating outdoors and did about 3-5X the business they normally do. We could never be sure if this was purely coincidence or if there was some connection, but we stopped using credit cards there (it was the only time we ever really visited). I suspect coincidence in at least one case because the first incident of fraud involved a swiped copy of the card 1000 miles away and producing a fake card with magnetic strip remotely, while possible, is a little too high tech for a $55 grocery grab. We suspect a kid at a local gas station was swiping cards - one more reason I hate NJ's law prohibiting pumping your own gas. With all we do to protect our identities and credit card accounts online, we are still required to hand the card over to gas station attendants and waitresses, who then disappear with it (either behind a wall or in a car's blind spot). [/QUOTE]

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