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<blockquote data-quote="WayneF" data-source="post: 227833" data-attributes="member: 12496"><p>Home owners policies can add very inexpensive riders which do cover accidents, dropping camera, etc. I pay about $1.20 per $100 covered (annual), and it paid for Nikon repairing a dropped lens.</p><p></p><p>However, if the gear does any professional work, then home owners covers nothing. It does not cover professional use, so be sure to talk it out with your agent.</p></blockquote><p></p>
[QUOTE="WayneF, post: 227833, member: 12496"] Home owners policies can add very inexpensive riders which do cover accidents, dropping camera, etc. I pay about $1.20 per $100 covered (annual), and it paid for Nikon repairing a dropped lens. However, if the gear does any professional work, then home owners covers nothing. It does not cover professional use, so be sure to talk it out with your agent. [/QUOTE]
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