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  1. #1
    Senior Member
    desmobob's Avatar

    B&H Payboo card

    I usually avoid store credit cards or special buyers' cards, but the B&H Photo "Payboo" card is a nice deal for me, a New York State resident. I got one today.

    When you use it, B&H immediately credits you the amount of sales tax on the purchase. That gives a NY resident a 7% discount on everything purchased. Additionally, some items (Nikkor lenses, in the case of the order I made today) also qualify for another 4% in rewards, credited 40-60 days following the purchase.

    So that means that I saved an additional 11% off B&H's already-low Nikkor prices. I think that's a pretty good deal...


    › See More: B&H Payboo card
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  2. #2
    Senior Member
    Rick M's Avatar

    Re: B&H Payboo card

    Did you see the interest rate?
    Thanks/Like desmobob Thanks/liked this post
     
    Rick

    http://www.rmillsphotography.com/

    Nikon Z7, Nikon Z s 50mm 1.8
    Nikonite
    Tee-shirt, lens cloth and business cards!


  3. #3
    Senior Member
    desmobob's Avatar

    Re: B&H Payboo card

    Quote Originally Posted by Rick M View Post
    Did you see the interest rate?
    Oh yeah... a hundredth of a percent or so shy of 30%, I believe. But the intent is to use the card for the savings; NOT to finance purchases!
    Thanks/Like Rick M Thanks/liked this post
     
    __________________________
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  4. #4
    Staff
    Super Mod
    hark's Avatar

    Re: B&H Payboo card

    Quote Originally Posted by Rick M View Post
    Did you see the interest rate?
    Rick, in case you aren't aware, B&H offers two different cards. The Payboo card won't charge/add sales tax providing the balance is paid in full by the due date.

    They also offer a second card that is specifically for financing purchases providing they are qualifying purchases and paid either by 6 months or 12 months (the length of time to finance depends on the total amount financed). That card will add the sales tax.
    Thanks/Like Rick M Thanks/liked this post
     
    Cindy
    Flickr
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    -- Leonardo da Vinci



  5. #5
    Senior Member
    Rick M's Avatar

    Re: B&H Payboo card

    Quote Originally Posted by desmobob View Post
    Oh yeah... a hundredth of a percent or so shy of 30%, I believe. But the intent is to use the card for the savings; NOT to finance purchases!
    Can you pay with a different card at checkout or do you have to wait for a bill and then pay it?
    Rick

    http://www.rmillsphotography.com/

    Nikon Z7, Nikon Z s 50mm 1.8
    Nikonite
    Tee-shirt, lens cloth and business cards!


  6. #6
    Senior Member
    desmobob's Avatar

    Re: B&H Payboo card

    Quote Originally Posted by Rick M View Post
    Can you pay with a different card at checkout or do you have to wait for a bill and then pay it?
    You have to use the Payboo card to check out. The sales tax is immediately credited on your invoice as soon as you select the card as payment. I guess I'll have to wait for the statement and then pay for the order. It's a little more trouble, but I saved over $111 in sales tax, plus I'll be getting a 4% reward on the price of the two lenses I bought. That's significant!
    Thanks/Like Rick M Thanks/liked this post
     
    __________________________
    D750, D200, F4s (x2) FG, F3HP, F3, F2S





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