I think the toast is not toasted enough.
It's sharp and well exposed so the technical side is OK. Now you have to realize that when you look through the viewfinder, your brain let's you see only what you want to look at. You can concentrate on your daughter and forget the two conflicting colours or the cushions behind her and her expression. Creating a portrait that will draw you in is another level of photography that involves cropping (try not to have the subject right in the middle of the shot) and some background blur to keep the viewer's eyes on the subject.
Good start anyway, enjoy your Nikon.