Hi all,
I am just wondering what's the difference between having Professional indemnity included in your photography insurance vs having terms and conditions written in a contract that's signed by the client(s)? I don't do much paid photography work but I have been quoted £120 by Glover and Howe to insure £5k worth of gear. This is semi-professional cover but doesn't include Professional Indemnity nor Public Liability. To add Public Liability adds £40 on to the cost. I am waiting for a response to how much extra having Professional indemnity would be.
I am just wondering what's the difference between having Professional indemnity included in your photography insurance vs having terms and conditions written in a contract that's signed by the client(s)? I don't do much paid photography work but I have been quoted £120 by Glover and Howe to insure £5k worth of gear. This is semi-professional cover but doesn't include Professional Indemnity nor Public Liability. To add Public Liability adds £40 on to the cost. I am waiting for a response to how much extra having Professional indemnity would be.